atal · India · pension · scheme · sukanya · yojana

Schemes recently announced


Pradhan manthri Jan Dhan Yojana – Providing zero balance account to all citizens. It has life cover of Rs.30,000/- and Accident insurance about Rs.1 Lakh. Through this scheme we can have Rs.5,000/- of overdraft facility for keen savings account holder. Mostly done by Government banks.

Pradhan Manthri Jeevan Jyoti Yojana – One should attain the age from 18 to 70 to join this scheme. Pay Rs. 330/- per month and get Rs. 2 Lakhs on the death of insured person. Mostly done by Government banks.

Sukanya Samriddi Yojana – You can save 10,000/- to 1,50,000/- per year behalf of your girl child. Eligibility the girl child should be under 10 years old. Tax rebate available under 80c IT act 1961. Girl will be getting 9.2% interest per Annum (as per revised interest). One can withdraw 50% after 18 years for education purpose, 100% on 21 years attaining of girl. Mostly done by Post office.

Atal Pension Yojana – Eligibility 18 years to 40 years. You can select the options of maturity value from Rs. 1,000 to Rs.5,000 (maximum) pension per month. This scheme providing insurance on total corpus.,

Deposit and maturity

Entry Age Monthly Pension INR 1000 Monthly Pension INR 2000 Monthly Pension INR 3000 Monthly Pension INR 4000 Monthly Pension INR 5000
18 42 84 126 168 210
20 50 100 150 198 248
25 76 151 226 301 376
30 116 231 347 462 577
35 181 362 543 722 902
40 291 582 873 1164 1454
Total Corpus 1,70,000 3,40,000 5,10,000 6,80,000 8,50,000

Mostly done by Government banks.

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